Enjoy premium rewards, travel perks, and lifestyle privileges with no joining or annual fees — experience the power of luxury without any extra cost.
- Up to 6X Accelerated Reward Points
- 1.50% Discounted Forex Mark-up Fee
- Golf Benefit: 1 Complimentary Game or Lesson per Quarter
- Complimentary Lounge Access (Domestic & International via Priority Pass)
- Complimentary Movie Ticket on BookMyShow (Every 6 Months)
Product Highlight
Earn up to 6 Reward Points per ₹100 spent on annual spends above ₹5 lakh.
Convert 1 Reward Point into 1.2 Air Miles (CV Points or InterMiles).
Enjoy 8 complimentary domestic and 2 international airport lounge accesses per year.
Get one complimentary movie ticket (up to ₹500) on BookMyShow every 6 months.
Avail 4 complimentary golf course accesses per year.
Benefit from a low 1.5% forex markup on all international spends.
Additional Features of the Card
Exclusive Lifestyle Privileges
Get access to premium lifestyle experiences including curated events, fine dining offers, and luxury brand tie-ups.
Airport Lounge Access
Enjoy complimentary access to domestic and international airport lounges, ensuring comfort and convenience during travel.
Fuel Surcharge Waiver
Save more on every drive with a 1% fuel surcharge waiver at fuel stations across India.
Contactless Payment Convenience
Make secure, quick, and easy payments using contactless technology — just tap and go.
Zero Lost Card Liability
Stay protected against fraudulent transactions in case of card loss or theft, once reported to the bank.
Flexible Redemption Options
Redeem your Reward Points for flights, hotel bookings, merchandise, or to pay off your card balance.
Balance Transfer Facility
Consolidate your other credit card dues into easy EMIs at competitive interest rates with the balance transfer feature.
Fees & List of All Charges
Lifetime Free Card
Joining Fee: Nil
Annual Fee: Nil
Documents Needed
PAN card/Form 60
ID proof/Aadhar Card
Address proof
Bank statement or Income Proof
Eligibility Criteria
Employment Status: Salaried or Self-employed
Salaried Income: Rs 20,000 per month
Self Employed Income: Rs 30,000 per month
Credit Score: 700+, New to Credit: Allowed
Required Age: 21-65 years
No delayed payments in the last 12 months
Important Terms & Conditions:
Please use your Aadhar linked Mobile number to complete the application
If you were/are using any IndusInd Credit card, you are not eligible for the Profits.
No Profit is applicable if you are applying for pre-approved card
Tracking Time: 72 Hours after Application ID Generation
Confirmation Timeline: Within 75 Days of Card Activation
A Minimum transaction of Rs 100 is required within 30 days to activate the card
Profits on IndusInd App applications: Not Applicable
Profit on Referral Earnings: Not Applicable
