HDFC Bank Millennia Credit Card
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HDFC Bank Millennia Credit Card

HDFC Bank Millennia Credit Card – Seamless Banking with Powerful Rewards and Exclusive Benefits

HDFC Bank Millennia Credit Card offers up to Rs 2,000 activation profit, online shopping discounts, airport lounge access, spend-based vouchers, and reward points on all purchases. A top choice for seamless banking and unmatched lifestyle benefits.

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*For Salaried & Self-employed

HDFC Bank Millennia Credit Card – Seamless Banking with Powerful Rewards and Exclusive Benefits

Top Benefits
  • Attractive Activation Profit
  • Exclusive Benefits for New and Existing Users
  • Online Shopping Discounts
  • Complimentary Airport Lounge Access
Top Benefits
  • Monthly Spend-Based Vouchers
  • Flexible Revolving Credit Facility
  • Reward Points on All Spends
  • Earn an assured Flat Rs 2,000 profit on successful HDFC Bank Millennia Credit Card activation, making it one of the most rewarding starter credit cards in India.
  • New applicants enjoy Flat Rs 1,500 profit, while existing HDFC Bank credit card users receive Flat Rs 681 profit, ensuring benefits for all categories of applicants.
  • Unlock attractive discounts on leading online brands and enjoy complimentary domestic and international airport lounge access for a superior travel experience.
  • Get valuable vouchers by meeting simple monthly spending milestones and take advantage of flexible revolving credit facilities at competitive interest rates.
  • With the HDFC Bank Millennia Credit Card, you earn reward points on every transaction, redeemable for gift vouchers, merchandise, flight tickets, and more—enhancing savings across lifestyle, travel, and everyday expenses.

Fees & List of All Charges


Joining Fees: Starting at Rs 500 + GST (Depending upon the card selected)
Annual Fees: Starting at Rs 500 + GST (Depending upon the card selected)

Documents Needed

Address Proof – Aadhaar, Passport, Latest utility bills
ID proof – PAN, Voter ID, Passport
Income proof – Bank Statement, Salary Slips

Eligibility Criteria


Age group: 21-65 years
Employment status: Salaried or Self-Employed
Minimum Income: Rs 20,000 per month (Salaried)
Minimum Income: Rs 50,000 per month (Self-Employed)
Credit Score: 700+
You should be citizen of India or a Non-Resident Indian

Important Terms & Conditions:


Existing Credit Card holders of HDFC Bank will not be eligible for Profit
No Profit Applicable for Employees of HDFC, HDB, CHBL & CSC – Main or Group of Companies
Card upgrades/limit enhancements are not eligible for Profit
If your Card is Activated, you will be Eligible for Profit
Tracking Time: Within 72 Hours after the Application ID Generation
Missing Profit Tickets: Accepted
Confirmation Timeline: Within 75 Days of Card Activation
A Minimum transaction of Rs 100 is required within 30 days to activate the card
Profits on HDFC Bank App Applications: Not Applicable
Profit on Referral Earnings: Not Applicable

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