AU LIT Credit Card

Product Highlights

• Unlock incredible savings on your daily shopping and lifestyle purchases with the AU LIT Credit Card.
• Get a flat 10% instant discount of up to Rs 1,000 on Flipkart orders above Rs 10,000, and enjoy an additional 10% off up to Rs 1,000 on Myntra styles with a minimum spend of Rs 3,999.
• Save more on essentials with a 15% instant discount of up to Rs 300 per month on Tata CLiQ orders above Rs 500, and get 10% off up to Rs 100 on grocery orders above Rs 499 via the Blinkit app.
• What makes the AU LIT Credit Card truly unique is its fully customizable structure. Choose the benefits you want for 90 days and pay only for what you use.
• Select from a wide range of tailored add-ons such as fuel surcharge waivers, 5X–10X accelerated reward points, additional cashback on milestone spends, premium memberships, and complimentary domestic airport lounge access.
• Whether you want more rewards, cheaper travel, enhanced entertainment, or bigger savings on dining and grocery expenses, AU LIT lets you design your card to fit your lifestyle.

Customization Options (90-Day Packs)

Rs 49 Pack

• 1% fuel surcharge waiver

Rs 99 Pack

• Complimentary 3-month ZEE5 membership

Rs 199 Pack (per benefit)

• 1 complimentary domestic airport lounge visit per quarter
• 2% additional cashback on milestone spends
• Complimentary 3-month Amazon Prime membership
• 5X reward points on online spends

Rs 299 Pack (per benefit)

• 2 complimentary domestic airport lounge visits
• 5% additional cashback on milestone spends
• 10X reward points on offline spends
• 5% additional cashback on dining
• 5% additional cashback on grocery
• 5% additional cashback on travel

Rs 499 Pack

• Complimentary 3-month Cult.fit membership

Fees & List of All Charges

Lifetime free Credit Card

Documents Needed

Valid PAN Card
Aadhar Card – should be linked to Mobile (For EKYC)
Address proof
Income Proof (if opted for Income surrogate)

Eligibility Criteria

Employment status: Salaried or Self-Employed
Income: Rs 25,000 per month (Salaried and Self-employed)
Required Age: 21-60 years
Customers need to have an Existing card (6 months old) with a minimum limit of Rs 30,000
No Delayed Payments in the last 12 months
Required Credit Score: 700+

Important Terms & Conditions:

Tracking Time: 72 Hours after the Application ID Generation
Missing Profit Tickets: Accepted
Confirmation Timeline: Within 75 Days of Card Activation
A Minimum transaction of Rs 100 is required within 30 days to activate the card