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Terms & Conditions

Last Updated: 19/11/2025

 

Welcome to CreditSprout (creditsprout.in).
By accessing or using this website, you agree to comply with and be bound by the following Terms & Conditions.
If you do not agree to these terms, please discontinue using our website immediately.

About CreditSprout

CreditSprout is a financial information and comparison platform that helps users explore and understand credit cards, financial products and related services. We provide unbiased information, comparison tools and affiliate-based recommendations to help users make informed financial decisions.

If you have questions, you can contact us at:
Email: support@creditsprout.in

Acceptance of Terms

By using CreditSprout, you acknowledge that:

  • You have read the Terms & Conditions
  • You understand them
  • You agree to be bound by them

These terms may be updated at any time and continued use of the website implies acceptance of the updated terms.

Use of the Website

You agree to use creditsprout.in only for:

  • Legal purposes
  • Personal and non-commercial use
  • Accessing financial content and comparison tools

You agree not to:

  • Copy, reproduce or distribute website content without permission
  • Engage in data scraping, automated bots or harmful activities
  • Upload malicious files, attempt hacking or compromise site security
  • Misuse affiliate links or interfere with tracking mechanisms

No Professional Financial Advice

CreditSprout provides general financial information for educational and informational purposes only.

We do not:

  • Offer financial, tax, legal or investment advice
  • Guarantee approvals for credit cards or financial products
  • Provide personalized financial recommendations

Users should consult a qualified financial advisor before making decisions.

Affiliate Relationships and Earnings

CreditSprout earns revenue through:

  • Affiliate programs
  • Sponsored listings
  • Bank/Fintech partnerships
  • Advertising programs such as Google AdSense

When users click a link, view a product or complete an application, CreditSprout may earn a commission at no extra cost to the user.

We do not guarantee:

  • Approval of any application
  • Financial benefits offered by third parties
  • Accuracy of third-party terms, fees or benefits (as they can change anytime)

Third-Party Websites and Links

Our website contains outbound links to:

  • Banks
  • Fintech companies
  • Affiliate networks
  • Marketplaces
  • Financial service providers

We are not responsible for:

  • The content of third-party websites
  • Their terms, privacy policies or practices
  • Any losses or damages resulting from interactions with third parties

Users are encouraged to review the third-party’s own policies.

Accuracy of Information

We strive to provide accurate, updated and reliable information, but:

CreditSprout does not guarantee that:

  • Information on the website is always current or error-free
  • Product details like fees, offers, cashback or rewards are up-to-date
  • Any financial product displayed is the best option for you

Banks and financial institutions may update their terms without notice.

User Responsibilities

By using CreditSprout, you agree:

  • To provide accurate information when submitting forms
  • Not to violate any laws or regulations
  • Not to misuse or manipulate affiliate links
  • To use the platform responsibly

Any misuse may result in restriction or termination of access.

Intellectual Property Rights

All content on CreditSprout, including:

  • Text
  • Images
  • Design
  • Logos
  • Comparison tools
  • Layout
  • Branding

…is the property of CreditSprout and protected under copyright laws.

You may not copy, distribute, modify or republish any content without written permission.

Limitation of Liability

CreditSprout is not liable for:

  • Denial of credit card or loan applications
  • Financial losses from using third-party services
  • Errors or omissions in the content
  • Technical issues, downtime or site unavailability
  • Damages caused by malware, cyberattacks or server failures

Use of the website is at your own risk.

Indemnification

You agree to indemnify and hold CreditSprout harmless from any claims, losses, damages, liabilities or expenses arising from:

  • Your use of the website
  • Violation of these Terms & Conditions
  • Misuse of any third-party product or service

Termination of Access

CreditSprout reserves the right to:

  • Restrict access
  • Suspend or terminate accounts
  • Block abusive users
  • Remove or modify content

…without prior notice.

Governing Law

These Terms & Conditions are governed by the laws of India.
Any disputes arising from the use of this website will be subject to the jurisdiction of the courts in India.

Contact Information

For any questions, concerns or clarifications regarding these Terms & Conditions, please contact:

Email: support@creditsprout.in

Website: creditsprout.in