AU Altura Plus Credit Card

Product Highlights

Unlock a world of powerful rewards and premium lifestyle benefits with the AU Altura Plus Credit Card. From instant discounts to airport-style lounge comfort at railway stations, this card elevates your everyday spending with unmatched value.

• ₹500 Welcome Vouchers on spending just ₹10,000 within 60 days of setup
• ₹500 Bonus Reward Points (worth ₹125) every month you spend ₹20,000+ on retail

FEATURES THAT MAKE IT A MUST-HAVE

• 1.5% Cashback on all POS retail spends (excl. fuel), with up to ₹100 cashback per billing cycle
• 2X Reward Points on every online transaction — shop more, earn faster
• 2 Complimentary Railway Lounge Access every quarter at top stations (Delhi, Jaipur, Kolkata-Sealdah, Ahmedabad & Agra)
• 1% Fuel Surcharge Waiver on transactions between ₹400 and ₹5,000 across India
• Instant EMI Conversion on purchases ₹2,000+ with flexible tenures

PARTNER DISCOUNTS YOU’LL LOVE

• 5% Instant Discount at Croma (min. spend ₹15,000) – once per month15% Off on EasyDiner (min. spend ₹2,500; max ₹500)
• 15% Off on Tata CliQ (max ₹300) – monthly delight
• 15% Off Domestic Flights & 10% Off International Flights on Cleartrip – once per month
• 20% Off on Movie Tickets (max ₹100 per month)
• More exciting e-commerce offers ranging from 5% to 25%

Fees & List of All Charges

Joining Fees: Rs 499 + applicable taxes (Joining fees will be waived off, if the user spends Rs 20,000 within first 90 days of card issuance)
Annual Fees: Rs 499 + applicable taxes (Annual fees will be waived off, if the user spends Rs 80,000 within first anniversary year)

Documents Needed

Valid PAN Card
Aadhar Card – should be linked to Mobile (For EKYC)
Address proof
Income Proof (if opted for Income surrogate)

Eligibility Criteria

Required Age: 21-60 years
Employment status: Salaried or Self-Employed
Income: Rs 25,000 per month (Salaried and Self-employed)
Customers need to have an Existing card (6 months old) with a minimum limit of Rs 30,000
No Delayed Payments in the last 12 months
Required Credit Score: 700+

Important Terms & Conditions:

Please use your Aadhaar linked Mobile number to complete the application
Existing Customers (Savings/Current Account/Credit Cards/Loans/FD) of AU Bank are not eligible for Profit
Tracking Time: 72 Hours after the Application ID Generation
Missing Profit Tickets: Accepted
Confirmation Timeline: Within 75 Days of Card Activation
A Minimum transaction of Rs 100 is required within 30 days to activate the card
Card upgrades/limit enhancements are not a part of Profits
If you apply for a different card upon redirecting you will be eligible for the profit rates applicable on the card applied
Profits on AU Bank app applications: Not Applicable
Profit on Referral Earnings: Not Applicable