Earn Scapia Coins on every spend, enjoy zero forex markup, unlimited lounge access, fuel surcharge waiver, and redeem 100% of rewards for travel bookings.
- Lifetime Free Credit Card
- Zero Foreign Currency Markup
- Unlimited Domestic Lounge and Lifestyle Privileges
- High Travel Rewards with Scapia Coins
- Everyday Cashback on All Spends
- Fuel Surcharge Waiver
- Easy Scapia Coin Redemption for Travel
Product Highlights
Experience freedom like never before with the Federal Bank Scapia Credit Card, India’s most rewarding lifetime free travel card. Whether you’re flying abroad, booking hotels, or shopping locally — earn Scapia Coins on every spend and enjoy exclusive lifestyle privileges with zero hidden costs.Lifetime Free Card – No joining or annual fees, ever!
- Zero Forex Markup – Make international transactions with no extra foreign currency charges.
- Unlimited Lifestyle Privileges – Unlock domestic lounge access, dining, shopping, or spa benefits by spending ₹10,000 each month.
- Earn More on Travel – Get 20 Scapia Coins per ₹100 on travel bookings (flights & hotels) via the Scapia app.
- Everyday Rewards – Earn 10 Scapia Coins per ₹100 on all other online and offline purchases.Fuel Benefits – Enjoy 1% surcharge waiver up to ₹500/month on fuel spends up to ₹5,000.
- Easy Redemption – Redeem Scapia Coins for 100% of any travel booking value (flights, hotels, trains, or buses) directly on the Scapia App.
- Reward Value – 5 Scapia Coins = ₹1 — making your travel more affordable than ever!
With the Federal Bank Scapia Credit Card, every swipe takes you closer to your next destination — no annual fees, no forex charges, just pure travel freedom!
Fees & List of All Charges
Lifetime FREE Credit Card
Joining Fees: Ni
Annual Fees: Nil
Documents Needed
ID Proof: PAN Card/Form 60
Address Proof: Aadhaar, Passport, or utility bills
Income Proof: Bank statements or Salary slips
Photograph: Recent passport-sized photo
Eligibility Criteria
Age: 23 to 40 years
Employment: Both salaried and self-employed individuals
Salaried Income: Rs 30,000/Monthly
Self Employed: Rs 4,00,000/Annually
Credit Score: 730+
New to Credit: Not Allowed
Important Terms & Conditions:
If you currently hold or have ever held an Federal Bank Credit Card, you are not eligible for Profit
Please use Aadhaar linked mobile number to fill the application
Tracking Time: 72Hrs after the Application ID Generation
Confirmation Timeline: Within 75 Days of Card Activation
A Minimum transaction of Rs 100 is required within 30 days to activate the card
Profit on App Applications: Not Applicable
Profit on Referral Earnings: Not Applicable
