HSBC Platinum Credit Card

Product Highlights

Lifetime Free Credit Card
Enjoy the benefit of a lifetime free credit card with no joining or annual fee. This means you can use your card without worrying about any hidden or recurring charges.

Reward Points on Every Spend
Earn 2 reward points for every ₹150 spent on your card. These points can be collected and later redeemed for exciting offers, gifts, or travel rewards.

Accelerated Rewards for High Spenders
When your annual spending exceeds ₹4,00,000, you unlock 5X reward points (10 points per ₹150 spent) on additional purchases. You can earn up to 15,000 accelerated reward points per year — a great way to multiply your rewards for consistent usage.

Air Miles Conversion
Redeem your earned points for Air Miles with leading airline partners like InterMiles, British Airways, and Singapore Airlines. For every 2 reward points, you earn 1 Air Mile or InterMile, letting you travel smarter and save more on flights.

Welcome Gift – Amazon Voucher
Make transactions worth ₹5,000 within the first 30 days of card activation and receive a complimentary Amazon voucher worth ₹500. It’s an easy and instant reward for getting started.

Entertainment Benefit – BookMyShow Offer
Enjoy a Buy 1 Get 1 Free movie ticket offer on the BookMyShow mobile app. The offer is valid only on Saturdays, and the maximum price of the free ticket is ₹250. Perfect for weekend entertainment at half the cost!

Additional Features of the Card

Get an instant discount of upto Rs 500 on Amazon across all categories, excluding groceries, exclusively for EMI transactions
Enjoy upto 15% off on EazyDiner, with savings of upto Rs 500, when you spend a minimum of Rs 2500
Get upto 15% off on MakeMyTrip for both domestic and international bookings, valid once per card per month on Fridays, Saturdays and Sundays
Save upto Rs 5,000 at Croma stores & Croma online using your HSBC Credit Card (valid once per card per month on Saturdays & Sundays)
Benefit from a fuel surcharge waiver and save upto Rs 3,000 annually on fuel charges

Rewards Point Redemption and Value

Reward points can be redeemed against Gift Vouchers and Airline Miles by the Primary Cardholder only
Reward points can be redeemed against Gift vouchers from brands like Amazon, Flipkart, Tanishq, Apple Imagine, Myntra, ShoppersStop & more
1 Reward point redemption value may vary between Rs 0.2-Rs 0.35 per point depending upon the gift voucher selected by the user

Fees & List of All Charges

Joining Fees: Nil
Annual Fees: Nil

Documents Needed

ID Proof: PAN Card/Form 60
Address Proof: Aadhaar, Passport, or utility bills
Income Proof: Bank statements or salary slips
Photograph: Recent passport-sized photo

Eligibility Criteria

Age: 21 to 65 years
Employment status: Only Salaried
Salaried: Minimum monthly income of Rs 55,000
Cibil Score: 750+
You must reside in Chennai Gurgaon Delhi National Capital Region (NCR) Pune Noida Hyderabad Mumbai Bangalore Kochi Coimbatore Jaipur Chandigarh Ahmedabad or Kolkata
New to Credit allowed for Salaried only

Important Terms & Conditions:

Please use your Aadhar linked Mobile number to complete the application
Existing customers (Savings/Current Account/Credit Cards/Loans/FD) of HSBC Bank are not eligible for Profit
Card upgrades/limit enhancements are not eligible for Profit
GST and other Bank Charges as applicable by HSBC
Tracking Time: Within 72 Hours after Application ID Generation
Missing Profit Tickets: Accepted
Missings will not be accepted after 10 Days of Order Date
Confirmation Timeline: Within 75 Days of Card Activation
A Minimum transaction of Rs 100 is required within 30 days to activate the card
Profit on App applications: Not Applicable
Profit on Referral Earnings: Not Applicable
To apply for this card, you must live in Bangalore, Chennai, Gurgaon, Hyderabad, Mumbai, New Delhi, Noida or Pune