IDFC FIRST WOW Credit Card – a Lifetime free credit card, Never expiring rewards!
- Lifetime Free Card with Guaranteed Approval
- No Income Proof or Credit History Needed
- Reward Points That Never Expire
- Interest-Free ATM Cash Withdrawal
- High 7.5% Interest on Linked Fixed Deposit
- Up to 20% Discount at 1500+ Restaurants
- 50% Off on BookMyShow Movie Tickets
- Zero Forex Conversion Fee
- Personal Accident Cover up to ₹2,00,000
- 1% Fuel Surcharge Waiver Every Month
Product Highlights
Experience a world of freedom, flexibility, and unmatched rewards with the IDFC FIRST WOW Credit Card — a Lifetime Free card designed for everyone, including first-time credit users. No income proof, no credit history — just pure convenience and perks that never expire!
- Lifetime Free Card – Guaranteed Approval for all applicants with a Fixed Deposit.
- No Credit History or Income Proof Required – Perfect for beginners and students.
- Reward Points That Never Expire – Earn every time you spend, and redeem anytime!
- Interest-Free Cash Withdrawal – Withdraw cash from any ATM with up to 48 days of interest-free period.
- Earn 7.5% Interest on your Fixed Deposit linked with your card.
- Upto 20% Discount at over 1500+ partner restaurants across India.
Other Amazing Offers
- 50% Off on BookMyShow Movie Tickets – Enjoy entertainment for less!
- Set Your Own Credit Limit instantly via your Fixed Deposit.
- Exclusive Offers on 300+ Brands like Myntra, Flipkart, Ajio, and more.
- Zero Forex Markup Fee – Travel globally and shop without conversion charges.
- Personal Accident Insurance of up to ₹2,00,000.
- 1% Fuel Surcharge Waiver – Save up to ₹200 every month.
Partner Discounts
- 10% Instant Discount on Flipkart.
- 10% Off on Myntra, AJIO, Tata CliQ, and 1MG.
- 15% Off on Tata CliQ, Palette, Sugar Cosmetics, and Zomato.
- Up to 20% Off on travel bookings via Yatra, Adani One, MakeMyTrip, and GoIbibo.
With its never-expiring rewards, lifetime free promise, and exclusive lifestyle benefits, the IDFC FIRST WOW Credit Card truly lives up to its name — WOW in every way!
Fees & List of All Charges
Joining Fee: NIL
Annual Fee: NIL
Documents Needed
ID Proof: PAN Card/Form 60
Address Proof: Aadhaar, Passport, or utility bills
Income Proof: Bank statements or salary slips
Photograph: Recent passport-sized photo
Eligibility Criteria
Required Age: 21-60 years (Salaried), 25-60 years (Self employed)
Important Terms & Conditions:
If you were/are using any IDFC Credit card, you are not eligible for the Profit
Profit applicable only on successful Credit Card Activation
Tracking Time: 72 Hours after the Application ID Generation
Missing Profit Tickets: Accepted
Missings will not be accepted after 10 Days of Order Date
Confirmation Timeline: Within 75 Days of Card Activation
A Minimum transaction of Rs 100 is required within 30 days to activate the card
Card upgrades/limit enhancements are not a part of Profit
Profit on App orders: Not Applicable
Profit on Referral Earnings: Not Applicable
