With the SBI Cashback Credit Card, every spend turns into savings. Enjoy up to 5% cashback on online shopping, exclusive benefits on daily purchases.
- Card Cashback
- Hassle Free
- Spend Based Reversal
- Fuel Surcharge Waiver
- Contactless Advantage
- Worldwide Acceptance
- Add-on Cards
- Cash on the Go
- Utility Bill Payment Facility
- Balance Transfer on EMI
Product Highlights
Worldwide Acceptance
Your CASHBACK SBI Card is accepted at 24 million+ outlets globally, including 3,25,000+ merchants in India.
Use it anywhere VISA is accepted — from local stores to international retailers.
Add-On Cards
Empower your loved ones with up to 3 add-on cards at no extra cost. Perfect for parents, spouse, or adult children (above 18 years), so everyone enjoys the same benefits and rewards.
Cash on the Go
Need instant cash?
Withdraw money from over 1 million VISA ATMs worldwide with your CASHBACK SBI Card.
Contactless Advantage
Just tap and go!
Experience fast, secure, and convenient payments with VISA PayWave technology — no need to hand over your card or enter your PIN for small purchases.
Each tap is encrypted, keeping your transactions safe from fraud or skimming.
Utility Bill Payment Facility
Pay your electricity, mobile, DTH, and other bills effortlessly through Easy Bill Pay using your card.
One card — total convenience.
Balance Transfer on EMI
Save more on high-interest dues!
Transfer outstanding balances from other credit cards to your SBI Card at a lower interest rate, and repay in easy EMIs.
A perfect feature for smarter debt management.
Additional Features of the Card
Automatic cashback credit – no reward redemption required.
Zero liability on lost card – report immediately to protect your account.
Access to SBI Card’s advanced mobile app for tracking spends, cashback, and managing payments.
Easy EMI conversion on big purchases via Flexipay.
Exclusive offers on dining, travel, and shopping through SBI Card partners.
24×7 customer support and SMS alerts for all transactions.
Fees & List of All Charges
Joining Fees: Rs 999 + GST
Annual Fees: Rs 999 + GST – Second year onwards
Annual Fees will be waived on annual spends of Rs 2 Lacs
Documents Needed
ID Proof: PAN Card/Form 60
Address Proof: Aadhaar, Passport, or utility bills
Income Proof: Bank statements or salary slips
Photograph: Recent passport-sized photo
Eligibility Criteria
Employment status: Salaried or Self-Employed
Income: Rs 30,000 per month
Required Age: 21-65 years
Credit Score – 650+
New to credit – Only for Salaried
No delay payments in last 12 months
Why SBI?
SBI is India’s most trusted and largest bank, offering a wide range of credit cards designed to suit every lifestyle. With SBI, you enjoy secure transactions, exciting rewards, and nationwide acceptance. Choose SBI Credit Cards for unmatched benefits, reliability, and the confidence of banking with a trusted financial leader.
Important Terms & Conditions:
Profit applicable on credit card activation only
Please use your Aadhaar linked Mobile number to complete the application
Existing SBI Credit Card holders are not eligible for Profit
Tracking Time: 72 Hours after the Application ID Generation
Missing Profit Tickets: Accepted
Missings will not be accepted after 10 Days of Order Date
Confirmation Timeline: Within 75 Days of Card Activation
A Minimum transaction of Rs 100 is required within 30 days to activate the card
If you apply for a different card upon redirecting you will be eligible for the profit applicable on the card applied
Profit on App Application: Not Applicable
Profit on Referral Earnings: Not Applicable
