SBI Simply Click Credit Card is an entry level credit card designed for internet purchases.
- Welcome Gift
- e-Shopping Rewards
- Extra Online Rewards
- Milestone Benefits
- Fuel Surcharge Waiver
- Annual Fee Reversal
- Contactless Payments

Product Highlights
Welcome Gift
Get an Amazon.in Gift Card worth ₹500 as a special welcome gift on payment of the annual fee.
Earn More on Every Click
Enjoy 10X Reward Points on online spends with top partners like Apollo 24×7, BookMyShow, Cleartrip, Dominos, Eazydiner, Myntra, Netmeds, and Yatra.
Extra Rewards Everywhere
Earn 5X Reward Points on all other online purchases — every click brings you closer to exciting rewards.
Contactless Advantage
Make your daily payments faster and safer with contactless technology. Simply tap your card to pay — no need to swipe, insert, or hand it over.
Global & Everyday Convenience
Use your SBI SimplyCLICK Card at over 24 million outlets worldwide, including 3.25 lakh outlets in India. Withdraw cash anytime from 1 million+ Visa and MasterCard ATMs globally.
Empower Your Family
Get add-on cards for your parents, spouse, children, or siblings above 18 years and share the benefits effortlessly.
Flexible Payment Options
Easily convert large purchases into EMIs with Flexipay, or transfer balances from other bank credit cards to save on interest.
Utility Bill Payments Made Simple
Pay your electricity, mobile, and other utility bills quickly using the Easy Bill Pay feature — all from one card.
Additional Features of the Card
e-Vouchers worth Rs 2,000 each on reaching annual online spends of 1 Lakh and 2 Lakh respectively.
1% fuel surcharge waiver for each transaction between Rs 500 & Rs 3000.
Annual fee waiver on yearly spends above Rs 1 Lakh.
Fees & List of All Charges
Joining Fees: Rs 499+GST
Annual Fees: Rs 499+GST Second year onwards
Documents Needed
ID proof
Address proof
Income proof
PAN Card/Form 60
Eligibility Criteria
Employment status: Salaried or Self-Employed
Income: Rs 30,000 per month and above
Required Age: 23-60 years
Credit Score – 650+
New to credit – Only for Salaried
Credit Card holders are preferred
No delay payments in last 12 months
Card Holders should be an Indian Citizens or a Non Resident Indian
Why SBI?
SBI is India’s most trusted and largest bank, offering a wide range of credit cards designed to suit every lifestyle. With SBI, you enjoy secure transactions, exciting rewards, and nationwide acceptance. Choose SBI Credit Cards for unmatched benefits, reliability, and the confidence of banking with a trusted financial leader.
Important Terms & Conditions:
Profit applicable on Card Activation only
No Profit will be given if the customer is an existing SBI Credit Card holder
Profit Link Cookie / Session Time – 30 Days
Tracking Time: Within 72 Hours after the Application ID Generation
Missing Profit Tickets: Accepted
Missings will not be accepted after 10 Days of Order Date
Confirmation Timeline: Within 75 Days of Card Activation
A Minimum transaction of Rs 100 is required within 30 days to activate the card
Profit on App Orders: Not Applicable
Profit on Referral Earnings: Not Applicable