Unlock a wide range of benefits with the Swiggy HDFC Credit Card
- Lifetime Free Card
- 10% Cashback on Swiggy Orders
- 5% Cashback on Top Shopping Sites
- 1% Cashback on All Other Spends
- Welcome Gift Coupons Worth ₹1,000
- Free 3-Month Swiggy One Membership
- Up to 50 Days Interest-Free Credit Period
Product Highlights
Indulge in your love for food, shopping, and convenience with the Swiggy HDFC Bank Credit Card. Designed for foodies and online shoppers, this card brings you unmatched cashback, exclusive vouchers, and lifestyle benefits – all while being Lifetime Free (offer valid till 10th November)!
- Lifetime Free Card – No joining or annual fees. (Any fee shown during application will be reversed in the next billing cycle.)
- 10% Cashback on Swiggy – Earn up to ₹1,500 cashback every month on Swiggy Instamart, Food Delivery, Genie, and Dineout.
- 5% Cashback on Online Shopping – Get up to ₹1,500 cashback per month on Amazon, Flipkart, Meesho, and Ajio. (Excludes gift cards and groceries.)
- 1% Cashback on All Other Spends – Earn rewards everywhere, capped at ₹500 per month.
- Exclusive Welcome Offer – Get ₹1,000 worth of Swiggy discount coupons for dining and food delivery.
- Complimentary Swiggy One Membership – Enjoy 3 months of free membership with extra discounts, free deliveries, and faster service.
- Interest-Free Period – Get up to 50 days of interest-free credit on all your Swiggy HDFC Bank Credit Card transactions.
Whether it’s your next meal, grocery run, or online shopping spree – earn more, save more, and live smarter with Swiggy HDFC Bank Credit Card.
Fees & List of All Charges
Lifetime FREE Credit Card (till 10th November)
Joining Fee: NIL
Annual Fee: NIL
Documents Needed
ID Proof: PAN Card/Form 60
Address Proof: Aadhaar, Passport, or utility bills
Income Proof: Bank statements or salary slips
Photograph: Recent passport-sized photo
Eligibility Criteria
Required Age: 21-65 years
Employment status: Salaried or Self-Employed
Minimum Income: Rs 25,000 per month (Salaried)
Minimum ITR: Rs 6,00,000 per annum (Self-Employed)
Credit Score: 750+
New-to-Credit: Allowed for salaried & self-employed both
Important Terms & Conditions:
Tracking Time: 72Hrs after the Application ID Generation
Confirmation Timeline: Within 75 Days of Card Activation
Profits on HDFC Bank App applications: Not Applicable
Profit on Referral Earnings: Not Applicable
If you currently hold or have ever held an HDFC Credit Card, you are not eligible for Profit
No Profit is Applicable for Employees of HDFC, HDB, CHBL & CSC Main or Group of Companies
A minimum transaction of Rs 100 within 30 days is mandatory to activate your card; otherwise, you wont be eligible for the Profit
Please use Aadhaar linked mobile number to fill the application
VKYC done over 50km from your Aadhaar/communication address will result in application rejection and loss of Profit
